YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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If you are bankrupt and would like to clear the Bankruptcy order we could help you. Usually after 12 months you would be discharged however if you do not co-operate with the offical reciever then the court may be asked to stop your discharge from the court that dealt with your bankruptcy.
IVA If you have an IVA we can assist you, there are lenders in the market that will take IVA into account. Each lender is different, some state IVA must be satisfied for a year or six months, other schemes with no time scale just satisfied or conducted satisfactorily. Each scheme also only lend to a certain loan to value of the property.
County Court Judgements-Arrears-Defaults As above there are numerous mortgage schemes on the market, from prime to light adverse to medium and heavy adverse which include unlimited arrears or county court judgements. Every lender has their own lending policy which takes into account credit history, the income or status or self cert and the loan to value required.

Let us help you

There are a vast number of lenders with numerous products to choose from. We can search the market and find the best mortgage deal to suit your personal requirements which will save you money, time and effort. For information see our repayment calculator and affordability calculator.  

To get your own personal mortgage quotation you just need to enter some basic information into our online mortgage quote form, or you can call us on 0845 122 7175, and remember there Is no obligation.

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The overall cost for comparison is 8.6% APR. The actual rate available will depend upon your circumstances. Ask for a personal illustration. APR variable and based on a usual case.